A car accident is not only a traumatic event but also an overwhelming experience when it comes to grappling with the insurance company. The entire process of filing a claim and handling negotiations with the insurance company can be daunting and confusing.
Understanding Insurance Companies' Tactics
Insurance companies will often resort to pushing the blame on the claimant so that they do not have to pay out. They may even resort to delaying the claims process and offer inadequate compensation. For instance, the company may argue that the accident wasn't due to the fault of their policyholder, hence refusing to pay out. The insurance company may also try to coerce you into accepting a lower settlement amount.
Your Insurance Company Isn’t On Your Side
After a car accident, many drivers turn to their insurance companies for guidance, support, and assistance to get back on their feet. Many people are aware that the other party’s insurance company is not on their side and do not expect the other party’s insurance company to have their best interests in mind. However, what people often don’t realize is that their own insurance company is similarly not on their side.
Navigating the Claims Process
After a car accident, the first step is to file a claim with the insurance company. Make sure to provide an accurate and detailed account of the accident and provide any evidence that may support your claim. You will need to demonstrate the damage done to your vehicle, medical bills, and any loss incurred because of the accident. Keep in mind to be cooperative and polite during the entire process. In the event that you need to dispute an insurance company’s actions or inactions, documentation is paramount. Maintain a record of conversations, emails, and calls.
How an Attorney Can Help
If you feel that the compensation offered is inadequate for your injuries and the other losses, you should consider hiring a personal injury attorney. A lawyer can advocate for you and protect your interests when negotiating with the insurance company. Your attorney will also guide you through the legal process and make sure that the insurance company gives you the compensation you deserve.
The Bottom Line
It's important to understand that handling insurance companies after a car accident can be stressful. Remember that the insurance company's primary goal is to save itself money and refuse any claims it can. Keep detailed documentation, take notes, and do not sign off settlement offers without checking with your attorney. If you are dissatisfied with the compensation offered, don't hesitate to get a lawyer who will help you navigate the legal system.
From dealing with insurance companies to taking your case to court, Chris Corzo Injury Attorneys will fight to put YOU back on top. We won't let insurance companies take advantage of you. We'll use our experience to accurately calculate the value of your case and help you make smart decisions every step of the way.
Call Corzo now at (225) 230-3110 – we’re open 24/7 and ready to help you.