Baton Rouge Workers’ Compensation Attorneys
Workers’ Compensation Representation
When you are injured on-the-clock, you will need money to cover your medical bills and missed wages. Workers’ compensation is designed to give you the financial support required to assuage these concerns so that you can focus on getting better. Unfortunately, getting the compensation you are entitled to is not always as easy as it should be.
At Chris Corzo Injury Attorneys, we are prepared to provide aggressive, compassionate representation when you are having difficulty obtaining workers’ compensation benefits. We understand how employers and insurance adjusters tend to approach these matters and will leverage our extensive knowledge and resources to secure an outcome that puts more money in your pocket. Driven by strong Christian values and an unwavering commitment to our clients, we have a proven track record of success and will put our experience to work for you. Our Baton Rouge workers’ compensation lawyers take these cases on a contingency basis, so you will not owe us anything unless we successfully resolve your claim.
Our team is available 24/7, so contact us online or call (225) 230-3110 to request a free initial consultation.
What Is Workers’ Compensation?
The grand majority of Louisiana companies are required to maintain workers’ compensation insurance policies, which are designed to cover employees who are injured while they are on-the-job. These policies must typically cover full-time, part-time, and seasonal employees.
When you suffer any type of injury at your workplace or while you are on-the-clock, you should promptly file a workers’ compensation claim to start the process of getting money to cover your losses. Fault does not generally matter in Louisiana workers’ compensation cases, so you should pursue a claim even if you are to blame for the accident. The accident does not have to be someone else’s fault.
What Types of Injuries and Accidents Qualify for Workers’ Compensation?
Any physical injury sustained while you are on the clock is most likely covered by your employer’s workers’ compensation policy, even if the incident did not occur on your employer’s property. For example, if you get into a car accident while driving to a company event on company time, your employer’s workers’ compensation policy likely covers any physical injuries you suffer.
Occupational diseases or illnesses are also generally covered by workers’ compensation. An occupational disease or illness is a condition directly caused by factors specific to your employment, such as dangerous chemicals present at your worksite.
Workers’ compensation insurance may cover mental injuries (such as depression) if they are caused by a covered physical injury or are the result of an “unexpected and extraordinary stress” related to your occupation. Extensive evidence will be required to prove a mental injury is a work-related condition.
Note that workers’ compensation will not cover injuries caused by deliberate efforts to harm oneself. Work-related injuries caused by intoxication or “horseplay” are also not generally covered.
What Kinds of Compensation Can You Get Through a Workers’ Compensation Claim?
Workers’ compensation is meant to help you deal with the financial realities of needing medical care and potentially being unable to work while you recover. A legal professional familiar with the state’s workers’ compensation laws can help you ascertain the fair value of your claim.
Our Baton Rouge workers’ compensation attorneys will work to get you compensation for:
- Medical expenses related to the workplace injury
- Missed and lost wages (known as “indemnity benefits”)
- Temporary or permanent disability benefits if you are unable to return to work
- Ongoing care
- Vocational rehabilitation services
- Death benefits for the victim’s surviving loved ones (if a workplace accident results in death)
How Soon Do I Have to File a Workers’ Compensation Claim in Louisiana?
In most cases, you must file a workers’ compensation claim within one year of the incident if you wish to get medical or indemnity benefits. You must also report your injuries to your employer within 30 days.
If you determine you are unable to work and thus need temporary or permanent disability benefits, you have one year from the date of your final indemnity benefit payment to submit a claim. If your claim is related to an occupational disease, you have one year from the date you learned about or should have reasonably learned about your diagnosis, a related disability, or the possible link between work and your condition, whichever comes last.
To avoid complications, you should seek to report your injuries to your employer and subsequently file a workers’ compensation claim as soon as you can. Our Gonzales workers’ compensation lawyers can help you avoid missing crucial deadlines.
Frequently Asked Questions about Workers’ Compensation in Louisiana
What If I Never Reported My Injury?
It is in your best interest to report a work-related injury to your employer as soon as practically possible. Ideally, you should tell them what happened immediately after the incident occurs. You should work with your employer to create an official incident report that logs where and when the incident happened, who was involved, who saw what happened, what caused the injuries, and the types of injuries you sustained.
You cannot wait more than 30 days to tell your employer about a work-related incident. For occupational diseases, you typically have 30 days from the date you discovered (or should have discovered) you have an adverse health condition and/or that it may be work-related. Missing these deadlines means any future claim will be denied, and you will be unable to recover any workers’ compensation benefits.
In some instances, an employer may “forget” or outright refuse to report an injury to their insurance company. They may avoid doing so to avoid raises to their insurance premiums. Your claim will also be denied if your employer never reports your injury, but an attorney can work to keep them honest. You should also not wait to get legal advice if your employer appears to be retaliating against you (or is threatening to retaliate against you) for reporting a work-related injury.
What Happens If My Workers’ Compensation Claim Is Rejected?
If your workers’ compensation claim is initially denied, you should seek legal representation if you have not already done so. Insurance companies will look for any reason to reject your claim, even if your injuries clearly fall under your employer’s coverage. Fortunately, you have the right to appeal a denied claim.
To start the appeals process in Louisiana, you will need to send a Disputed Claim for Compensation to your employer, its insurer, and the Office of Workers’ Compensation. You must act promptly, as you may have as few as 30 days to file your appeal. Upon receiving your appeal, the insurance company will need to file a formal “Answer,” and a hearing will be scheduled.
Some appeals can be resolved through voluntary mediation. Both parties must agree to participate in mediation, and one of our Gonzales workers’ compensation attorneys will be by your side to facilitate an optimal outcome.
If mediation is not a practical path forward, each side will argue their case in a workers’ compensation hearing, which operates similarly to a trial. You should assume your employer and their insurance company will have a legal team advocating for them. A judge will oversee the proceedings and make a final decision.
Should you receive an unfavorable decision after a workers’ compensation hearing, you will only be able to appeal your case to the Circuit Court of Appeal. You get only 30 days to initiate further legal action. We can walk you through all of your legal options and do everything in our power to get you the benefits you need as efficiently as possible.
If you have suffered any kind of work-related injury, do not wait to contact us online or call (225) 230-3110. Get dependable advice today!
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Rear-end: Chris’ client suffered head, neck, elbow, arm, wrist, rib, back, and leg injuries in a truck wreck in Pointe Coupee Parish.
Side-Swiped: Chris’ client suffered head, neck, and back injuries in a car wreck in East Baton Rouge Parish.
Rear-end: Chris’ client suffered headaches, neck, back, and various soft-tissue injuries in a truck wreck in Pointe Coupee Parish.