Losing a loved one due to another party’s negligence or wrongdoing is devastating. Depending on your relationship to the decedent, you may have the right to recover significant compensation for your damages.
The last thing you need to deal with is an insurance company denying your valid wrongful death claim. However, insurance companies will look for any reason to avoid paying you the full value of your damages.
You need the assistance of an experienced wrongful death lawyer in Baton Rouge, LA, to protect your rights and help you secure maximum compensation for your claim.
At Chris Corzo Injury Attorneys, our compassionate wrongful death attorneys will walk beside you during this difficult time, protecting your rights and fighting to recover every dollar you are entitled to. Call (225) 999-1111 or visit our contact page and schedule a free consultation to discuss your case.
Legitimate Reasons Why Insurance Companies Deny Wrongful Death Claims
Sometimes, there are legitimate reasons for insurance companies to deny a wrongful death claim. Some valid reasons for denying a wrongful death claim include:
- Lapsed insurance coverage prior to the accident or incident that caused your loved one’s death
- Valid disputes over the insurance policy limits
- Valid disputes over who is at fault for your loved one’s death
- The type of accident or cause of death is excluded under the insurance policy
- The accident and death were not reported timely
- The claimant has provided insufficient documentation
Unfortunately, insurance companies sometimes say they have a legitimate reason to deny your claim when they are actually just stalling. They may be hoping you will become frustrated and give up or settle for far less than your claim is worth. You need an experienced Baton Rouge wrongful death lawyer to deal with the insurance companies and hold them accountable.
Tactics Insurance Companies Use to Deny Wrongful Death Claims
While there are some legitimate reasons to deny a wrongful death claim, insurance companies often use unfair tactics to avoid paying a valid claim, such as:
- Automatically denying a valid claim without investigating its merits
- Requesting documentation that they already have, or extensive documentation that is not relevant or not needed to process your claim
- Ignoring your claim
- Failing to return your calls and emails
- Disputing fault when the fault is clear and attempting to shift the fault to the decedent
- Offering a settlement that is far less than the actual value of your claim
Insurance companies are in business to make a profit. They do so by paying out as little as possible on claims, including sometimes denying valid claims from grieving families.
How a Baton Rouge Wrongful Death Attorney Can Help
A wrongful death lawyer in Baton Rouge with a proven record of success knows how to combat the unfair tactics insurance companies often use. Your attorney can carefully investigate the accident or incident that caused your loved one’s death to determine and prove causation and liability.
They can build your strongest claim and hold insurance companies accountable for paying the full value of your damages. Your chances of recovering maximum compensation are much greater if an experienced wrongful death attorney represents you.
Schedule a Free Consultation With a Baton Rouge Wrongful Death Lawyer Today
If you have lost a loved one due to another party’s negligence or wrongdoing, you may be entitled to recover compensation for your damages. You need the help of an experienced Baton Rouge wrongful death attorney to protect your rights against insurance companies that may try to deny your claim.
At Chris Corzo Injury Attorneys, our team has the experience, resources, and skills to build your best case and hold the at-fault parties and their insurance companies accountable for paying your damages. Let us help you.
Call a wrongful death lawyer in Baton Rouge at (225) 999-1111 or complete the short form on our contact page to schedule a free consultation and discuss your wrongful death claim.